Top 5 Thesis Topics About CMEPA and Bank Interest Tax

Source: GMA News Online

Let me convince you to make this a thesis.

Imagine working hard for years, saving every peso in your bank account. You believe your money is safe and slowly growing through interest. Then, you hear about a 20% tax on savings and panic spreads online. You feel betrayed. Misled. You start questioning if saving in a bank is even worth it.

Here is the truth. The tax is not on your entire deposit, only on the interest it earns. But here is the real problem. This law highlights how little Filipinos know about financial systems. How misinformation spreads faster than facts. And how the majority still rely on outdated ways of growing money, trapped in fear and confusion. The gap is not just about the tax. It is about the lack of financial literacy and trust in our economic policies.

Who Can Use These Topics

This research is ideal for students and professionals pursuing the following courses or strands:

College Programs:

• Economics

• Banking and Finance

• Business Administration

• Public Administration

• Political Science

• Mass Communication

Senior High School Strands:

• HUMSS

• GAS

• ABM

5 Thesis Topic Ideas

1.Impact of 20% Final Withholding Tax on Savings Behavior

of Filipino Depositors

Examines how the uniform tax rate affects people’s decision to save or invest.

Target Respondents

• Bank account holders

• Working professionals

• Students with savings accounts

2.Financial Literacy and Its Role in Reducing Misinformation

on Banking Policies

Explores the connection between financial education and vulnerability to fake news about taxes.

Target Respondents

• Senior high school students

• College students

• Young professionals

3.Trust in Banking Institutions After the Implementation of CMEPA

Analyzes how the new tax law affects public confidence in banks and government policies.

Target Respondents

• Regular bank clients

• Small business owners

• Rural and urban residents

4.Savings vs. Investments: How the CMEPA Law Influences Financial Choices

Looks into whether Filipinos will move from savings deposits to other investment options like stocks or bonds.

Target Respondents

• Employed adults

• Freelancers

• Entrepreneurs

5.The Effect of Social Media Narratives on Public Perception of Financial Policies

Studies how online posts shape people’s understanding and emotions toward banking taxes.

Target Respondents

• Social media users

• Online community leaders

• College students

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